M
Maturing Loans
by NEXA Lending LLC

Every Capital Source. One Call.

Institutional lenders, debt funds, private equity, hedge funds, hard money, soft money, family offices — whatever your deal needs.

FASTEST EXECUTION

Bridge Loans

Rate: 8–12%
LTV: Up to 80%
Close: 10–21 days

Short-term financing (6–36 months) designed for transitional situations. Interest-only payments. Non-recourse available. The #1 tool for borrowers facing imminent maturity who need time to stabilize, lease up, or wait for permanent financing.

Best for: Urgent maturity refinance, value-add, lease-up, repositioning, bridge-to-sale, bridge-to-perm.

MULTIFAMILY SPECIALIST

Agency Debt (Fannie Mae / Freddie Mac)

Rate: 5.6–6.1%
LTV: Up to 80%
Term: 5–30 yr

Non-recourse permanent financing for stabilized multifamily. The most competitive rates in the market for apartment refinancing. Fannie/Freddie are actively lending even as banks pull back.

Best for: Stabilized multifamily, affordable housing, student housing, senior housing.

NON-RECOURSE, ALL PROPERTY TYPES

CMBS Conduit

Rate: 6.0–8.0%
LTV: Up to 75%
Term: 5/7/10 yr

Commercial mortgage-backed securities financing. Non-recourse, fixed-rate, all property types. Slower to close (60–90 days) but provides full proceeds when conventional banks won't.

GAP FILLER

Mezzanine Debt & Preferred Equity

Rate: 10–18%
Combined LTV: Up to 90%

Stacks on top of senior debt to fill the equity gap created by LTV compression. When your senior lender caps out at 60% and you need 80%, mezz/pref equity bridges the difference.

WHEN BANKS SAY NO

Private Capital, Hard Money & Hedge Funds

Rate: 9–14%
LTV: Up to 75%

Asset-based lending from debt funds, hedge funds, family offices, and private investors. Story lending — they underwrite the deal, not the borrower's tax returns. Speed and flexibility over rate.

HIDDEN GEM

C-PACE Financing

Rate: 5–8% fixed
LTV: Up to 35% AV
Term: 25–30 yr

Property-assessed clean energy financing for qualifying energy, water, and resilience improvements. Can retroactively reimburse for past qualifying improvements. Available in 40 states + DC.

OWNER-OCCUPIED

SBA 504 / 7(a)

Rate: 6.4–10.25%
LTV: Up to 90%

Government-backed financing for owner-occupied commercial real estate. 10–25 year terms. Fixed-rate options. The best tool for small business owners refinancing their property.

LAST RESORT

Rescue Capital & Recapitalization

When default is imminent and conventional refinancing isn't possible, rescue capital from family offices and opportunistic funds can recapitalize the deal. Preserves ownership when the alternative is foreclosure.

Not sure which fits your deal?

Take the 60-second assessment and we'll tell you.

Free Assessment →